Pensioners
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  • Pensioners

    Your railway pension

  • Changes to the amount of your pension

    Your pension will increase each year in line with inflation. If you are over state pension age then the government will pay the increase on the part of your pension called the Guaranteed Minimum Pension (GMP). See Quick Links - The Ins and Outs of GMP for more information.

    The amount of the increase is announced in the Spring issue of Penfriend. You will also receive a letter telling you what your new individual pension amount is. This letter is sent in the week that your pension is paid so it may be May before you hear from us.

    You will receive a statement every time the net amount of your pension changes by more than £2 a payment. This usually happens when the Chancellor of the Exchequer alters tax rates or allowances in the Budget, or your tax code changes because of your personal circumstances.

    RPMI process their pension payrolls approximately 2 weeks before the payment date.

    Therefore if you change your bank or building society account you must let RPMI have the details of your new account at least 2 weeks before your pension is due to be paid.

    If you are unable to give 2 weeks notice then please make sure you keep your old bank account open to avoid any delay in your pension reaching you.

    Download a notification of

     Change of Bank Account Details (PENCOBD) form, or contact us.

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