RPS DB members
We appreciate that sometimes pensions can be a confusing topic so what better than to have easy access to our 'Ask the Expert' tool.
Select what type of member you are
Enter a keyword phrase or question
Press GO! to return your results.
Contact   |   Library   |   Accessibility

  • DB Members

    A guide to benefits

  • Benefits early while in employment

    You may be able to apply for your benefits early and continue working for your current employer. However this is subject to special conditions and requires your employer's consent, for more information you can contact the Helpline. See Quick Links - Contact The Helpline.

    If you take your benefits early they are permanently reduced because your pension is being paid for longer. See Quick Links - BRASS to increase your benefits for an earlier retirement.

    The reduction depends upon how many years you are below age 60.

    Age

    Amount of benefit you will receive if taking payment and leaving service*

    Amount of benefit you will receive if taking payment and remaining in service (these figures are subject to periodic review).

    60

    100%

    100%

    59

    98%

    94%

    58

    96%

    88%

    57

    94%

    83%

    56

    92%

    78%

    55

    90%

    73%

    54

    87%

    N/A

    53

    84%

    N/A

    52

    81%

    N/A

    51

    78%

    N/A

    50

    75%

    N/A

    *A small minority of members have slightly different reductions. See your scheme booklet 'A Guide For Members'.

  • quicklinks