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  • DB Members

    Read as you need

  • Read as you need

    The scheme booklet "A guide for members" gives you an overview of how your section of the scheme works.

    The booklet covers the essential information that you need to know about your membership; however there may be specific circumstances, such as additional saving or working hours that could change your pension planning now or in the future.

    We have included additional information that you may want to read as you need to.

    To download a file, you should move your cursor over the document so that it is highlighted in red, and click your mouse. You will require Adobe reader installed on your computer. This can be downloaded from the Adobe link at the foot of the page if it is not already installed.

     A guide for members of BRASS (PM317)
    This leaflet explains about the first additional voluntary contribution arrangement, which is available to members of the Railways Pension Scheme (excluding Network Rail members).

     A guide for members of BRASS (PM317NR)
    This leaflet explains about the first additional voluntary contribution arrangement, which is available to members of the Railways Pension Scheme (Network Rail Section only).

     A guide for members of AVC Extra (PM318) 
    This leaflet explains about the top-up additional voluntary contribution arrangement, AVC Extra, which is available to members of the Railways Pension Scheme. It includes investment and contribution information and forms.

     A guide for members on maternity, paternity, parental or adoption leave (PM319)
    Questions and answers about maternity, paternity, parental or adoption leave for members of the Railways Pension Scheme.

     A guide for members on working part-time (PM321)
    Questions and answers about working part-time for members of the Railways Pension Scheme.

     A guide for members on divorce or dissolution (PM320) 
    Questions and answers about divorce or dissolution for members of the Railways Pension Scheme.

     A guide for members applying for incapacity benefits (PM30)
    This leaflet explains about incapacity benefits for members of the Railways Pension Scheme. It includes information and a form.

     A guide for members if your pay has been restructured (PM151) 
    This leaflet describes the extra retirement benefits and death benefits which are available to certain members of the Railways Pension Scheme if your earnings have been restructured. You should read it with ‘A guide for members’ because it supports the benefits described in that booklet.

     Transfer-in (PM16)
    Fill this form in if you have pension benefits to transfer from a previous pension arrangement (not the Railways Pension Scheme).

     A guide for members transferring from one section of the scheme to another (PM126)
    Fill this form in if you want to transfer membership from a previous section of the Railways Pension Scheme to your current section.

     Welcome to the team (PMxxx)
    A leaflet that provides an overview of the scheme, outlining the protection it provides for you and your family, as well as some additional scheme benefits and the cost of membership.

     A guide for members on tax limits on benefits and contributions (PM322) 
    This leaflet explains about the tax limits on benefits and contributions and contains examples of how the lifetime allowance and maximum tax-free lump sum are worked out.

     Your protected rights
    A leaflet for members protected by the Railways Act (1993

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