RPS DB members
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  • DB Members

    About the scheme

  • Contributions

    Each time you are paid you contribute a percentage of your section pay and your employer also contributes. The percentage is different for each section of the scheme. You can find out what percentage you pay by asking your personnel office. The percentage rate of contribution can change from time to time at different times of the year. You will have been told about any such changes.

    The amount you pay is normally fixed on 1st July each year, based on your section pay on 1st April.

    Because you contribute to the scheme, you pay lower National Insurance contributions.

    You pay contributions until you reach age 75, take payment of your benefits, leave service or end your membership, whichever is earlier.

    Additional voluntary contributions (AVCs)

    AVCs can be a good, tax efficient, way of boosting your pension benefits from your pension scheme. To find out more about AVCs and how they could improve your pension benefits see Quick Links - AVCs.

  • quicklinks