Defined Contribution Members
Welcome to the website for members of the Industry-Wide Defined Contribution Scheme!
The Industry-Wide Defined Contribution Scheme is the defined contribution (also known as "money purchase") pension arrangement of the Railways Pension Scheme for rail industry employees.
This website has been customised by rpmi to provide you with all the information you need about your railway pension. rpmi is the administration company, owned by the Railways Pension Trustee Company Limited, which administers your railway pension.
We hope that you find your visit useful and if you have any comments or suggestions about this site please see Quick Links - Feedback.
See Quick Links - Pension Friend to visit the Pension Friend website where you can view an illustration of your benefits and to instantly see what difference retiring early or paying to Additional Voluntary Contributions (AVCs) may make.
Contributions you can make over and above your normal pension scheme contributions, which must be used to purchase an additional pension benefit. You can choose how much you want to contribute in AVCs, up to a limit set by HM Revenue and Customs. As with your normal contributions, additional voluntary contributions are tax free which means they are taken from your pay before it is taxed. If you want to start paying AVCs or change the amount you are currently paying in you will need to fill in a form.