RPS DC members
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  • DC Members

    A guide to benefits

  • Ill health retirement

    You may be able to buy an ill health annuity early if you have left work because of ill health.

    You can apply for ill health benefits at any age under your minimum pension age. Your employer and the Trustee Company would need to obtain appropriate medical evidence.

    Your personal retirement account would be used to buy an annuity to provide you with a pension. The annuity provider would take into account any health implications when giving you a quotation.

    We have carefully chosen a company called Origen (which is authorised and regulated by the Financial Services Authority) to give Railways Pension Scheme members independent financial advice. See Quick Links - Origen to visit their website.

  • quicklinks