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  • DC Members

    Investment

  • Investment decisions

    It is important that you make the right investment decisions to try and make sure that your contributions, and your employer's contributions grow as much as possible over the years until you retire. You should choose carefully and take advice if you are unsure.

    The things that you need to think about before choosing your investments are:

    • timescale - your age now and when you plan to retire; and
    • fund risk - choosing the right funds to reflect the risk you are willing to take.

     You should regularly review where your contributions are invested to ensure that your chosen investment split is still appropriate to you. You can switch where your funds are invested by downloading a
     Change of investment (PM173) form.