BTPF members

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BTPF Members

About the fund
Contributions

If you joined the Fund before 1^st April 2007, each time you are paid you contribute 16% of your scheme salary and your employer pays 24% of your scheme salary.

If you joined the Fund on or after 1^st April 2007, each time you are paid you contribute 10% of your pensionable salary and your employer pays 20% of your pensionable salary.

Your contributions are normally fixed on 1^st January each year, based on your scheme salary on 1^st November (pensionable salary if you joined on or after 1^st April 2007).

Because you contribute to the fund, you pay lower National Insurance contributions.

You pay contributions for 30 years, until you reach maximum pension age, leave service or end your membership, whichever is earlier.

Additional voluntary contributions (AVCs)

AVCs can be a good, tax efficient, way of boosting your pension benefits from your pension scheme. To find out more about AVCs and how they could improve your pension benefits see Quick Links - AVCs.
- AVCs