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BTPF Members

A guide to benefits

Your pension (pre 1 April 2007 joiners)

The basic aim of the fund is to provide after 30 years' membership, a retirement income at state pension age of two thirds your pensionable salary. Retirement income is made up of a pension from the British Transport Police Force Superannuation Fund and your basic state pension.

This chart shows roughly what the British Transport Police Force Superannuation Fund aims to provide.

Yearly pension benefits
Final average pensionable salary	10 years' membership	20 years' membership	30 years' membership
£18,000	£2,620	£5,241	£7,861
£21,000	£3,287	£6,574	£9,861
£25,000	£4,176	£8,352	£12,527
£30,000	£5,287	£10,574	£15,861
£35,000	£6,398	£12,796	£19,194
£40,000	£7,509	£15,018	£22,527
£45,000	£8,620	£17,241	£25,861
£50,000	£9,731	£19,463	£29,194
£55,000	£10,842	£21,685	£32,527
£60,000	£11,954	£23,907	£35,861
£65,000	£13,065	£26,129	£39,194
£70,000	£14,176	£28,352	£42,527
£75,000	£15,287	£30,574	£45,861

Important notes:

When you take yor benefits you can choose to convert some of your pension into lump sum. Each £1 a year pension will buy £13 lump sum.

Some members receive increased benefits because of a distribution of surplus.

The Inland Revenue limit the amount of pension and lump sum you can take on retirement.

If you take your benefits before age 55 they may be reduced if you do not have 30 years' membership.

RPMI

BTPF Members

Your pension (pre 1 April 2007 joiners)